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A TSB Bank Visa Classic Credit card gives you instant access to credit from almost anywhere in New Zealand, and even the world*. Use one card for all your shopping.

Visa Classic Credit at a glance

  • Use your TSB Bank Visa Classic Credit Card for all sorts of payments, all over the world.*
  • Access cash anytime (cash advance fee will apply).
  • Monthly statements keep you informed on minimum payment requirements.

Easy payments with payWave

Make quick and easy payments under $80 with Visa payWave, without handing over your card and entering a PIN. Simply wave your card and go. You can still use payWave to make purchases over $80. Simply enter a PIN as you normally would.

Here’s how it works:

Look for the Visa contactless symbol in participating stores
Check the amount displayed on the terminal is correct & wave your card in front of the terminal. If a PIN is required, you’ll be prompted to enter that as well.
When the terminal beeps and a green light shows, check your transaction has been approved.
Your transaction is complete – it’s that easy

Please note, if you have other contactless cards, you should take care not to hold your wallet next to the terminal when paying.

Visa payWave FAQs

Credit Card Insurance

When it comes to credit, it’s always good to know you have a safety net if you’re unable to pay your balance. Credit Card Insurance can help with your credit card repayments if you suffer an accident, illness or death, or if you are made redundant or bankrupt.

Read more

How to Apply

Have Online Banking?
If you're with TSB Bank and have Online Banking, you can apply online. Simply log in, select ‘Apply’ from the dashboard, and choose Credit Card.

Don't have Online Banking?
Download & complete the application, then email the completed form to Please note, you'll need a valid
TSB Bank account.

Download Form Call 0800 TSB BANK (0800 872 2265) or find your nearest branch


Call 0800 TSB BANK (0800 872 2265)
Email us
Find your nearest branch

Lost / Stolen cards

If your card is lost or stolen within New Zealand, please let us know straight away. Outside normal business hours, please phone 0800 406 406.

Overseas? Please phone 0064 06 968 3700 or visit
Visa Global Customer Assistance.

* Visa Classic Credit and Visa Debit cards will incur an Overseas Service Fee.

Download our Disclosure Statement or pickup a copy at your nearest branch. Use of Visa Classic Credit is subject to TSB Bank's General Banking Information and Visa Classic Credit Card Information.

View Visa Interchange Rate Fee Schedule