TSB Bank - Fees

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Activity fee	Free
ATM fee**	Free
EFTPOS fee	Free
Monthly base fee***	Free
Manual/teller transaction fee	Free
Account administration fee	Free
Fastbank fee	Free
* Peak Savings account - One free teller withdrawal is allowed on the Peak Savings account per month. All subsequent withdrawals (including internet) will incur a $5 fee.
* Horizon Plan account - All Horizon Plan account withdrawals will incur a $5 fee.
** Use of non-bank owned ATM’s will incur a fee. The fee (from which TSB Bank receives a commission) is applied by the owner/operator of the ATM.
*** Premier account - If the minimum calendar month balance is less than $5,000, a monthly management fee of $10 applies. If applied, that fee is deducted at the end of each calendar month.

Bank Cheque	$3 per cheque
Dishonoured Cheques	$7 per cheque
Stopped Cheques	$10 per cheque. No charge for lost or stolen cheques.
Special Answer	$15 per cheque

ATM withdrawals from any NZ bank ATM	Free (A $5 fee per withdrawal will apply on Peak Savings accounts)
ATM balance inquiry from any NZ bank ATM	Free
ATM withdrawal from CBA ATM****	$5 per advance*
Replacement of lost or damaged cards	$10
****TSB Bank Cashflow cards will operate in CBA (Commonwealth Bank of Australia) ATMs. A commission of 0.70% will be charged on the exchange rate for each transaction.

Fee	$10 per month
In addition: interest is charged on the daily overdrawn balance, at the prevailing unarranged interest rate, and charged to the account at the end of each calendar month.

Refer to Visa Rates and Fees brochure.

Internet access fee	Free
Telephone access fee	$10 per user, per six month period (First payment in advance, and six monthly thereafter)
Transfers between your own TSB Bank accounts	Free (A $5 fee per withdrawal will apply on Horizon Plan and Peak Savings accounts)
Internet Regular Payment set-up	$2.00 per payment set-up (Free to amend the amount or frequency of an existing payment, or to delete an existing payment)
Bill payment, Standard Payee, Personal Payee, Internet Regular Payment and Immediate payment service charge	25 cents per payment
TSB Bank HomeBank Internet Security Token	$25
Mobile Top Up payment	Free*
TXT Alert	20 cents per one-way text message
Email Alert	Free for the first 10 in a calendar month. (10 cents per email message after that, within the same calendar month)
TXT Banking set-up	Free
TXT Banking transaction fee	40 cents per two-way message transaction*
* A $5 fee per withdrawal applies to Peak Savings accounts. Your service provider will charge per message sent, from which TSB Bank receives a commission.
Bill payment set up fee	Free (A $3 fee applies to Bill Payments loaded at branch)

Establishment fee	$3 per authority (Premier accounts exempt)
Reactivating fee	$3 per authority
Alteration fee	$3 per authority for any alterations
Non payment (insufficient funds) fee	$7 per payment

Establishment fee	$3 per authority for payments to all non TSB Bank accounts (Premier Cheque accounts exempt)
Reactivating fee	$3 per authority
Hold Payment fee	$3 per authority
Alteration fee	$3 per authority for any alteration
Payment service charge	25 cents for payments to another bank (Premier accounts exempt)
Payment to TSB Bank accounts	Free
Non payment (insufficient funds fee)	Free

Signatures between branches	$2 per request
Other information at customer request	$2 per page

Base fee	$3 per month
Activity fee	25 cents per transaction
Cheque clearance fee	25 cents per cheque
* may not be available in all areas.

Installation	$100
Training	$150
BusinessBank monthly access fee	$10
BusinessBank Plus monthly access fee	$30
TSB Bank Security Token	$25
Direct Credit payments to TSB Bank accounts	Free
Direct Credit payments to other banks accounts	25 cents per transaction
Direct Debit, Standard Payee and Tax Payments	25 cents per transaction
Transfers between your own TSB Bank accounts	Free (a $5 fee per withdrawal will apply on Horizon Plan and Peak Savings accounts)
Immediate payments to TSB Bank accounts	$5 per payment (only available to BusinessBank Plus customers)
Cleared payments to other banks accounts	$25 per payment

Cash Handling Fee

Notes over $5,000 per day ...................... $3 per $1,000 Coin over $100 per day ............................. $3 per $100

Report fee	$60 per hour (minimum fee $15)*
*Non-profit organisations are exempt from this fee.

Recovery service fee

$35 per transaction (No fees charged to the customer if the payment was a bank error)

Annual fee

$25 (Charged on 30 September if there is no customer initiated activity within 4 years and the balance is less than $500)

Same-day cleared payment fees

$20 per payment - no notification required. $25 per payment - where notification is required to payee customer

Statements	$2 for second and subsequent statements per account, per month. (Fees are deducted at the end of each month)
Statement reprints	$4 per copy. This includes both statement history/reprints and copies from archives.
Duplicate statements	$4
Screen printouts	$1
Slip searches	$60 per hour (minimum fee $15)
Cheque image search	$2 per cheque

Deposits	$4 per transaction plus 25 cents per cheque
Commercial deposits	$5 per transaction plus 25 cents per cheque
Cash handling fee	$2 per $1,000

App download fee	free
Transfers between your own TSB Bank accounts	free
Regular Payment or Regular Transfer set-up fee	$2.00 per payment set-up (Free to amend the amount or frequency of an existing payment, or to delete an existing payment)
Payee set up fee	free
Payment service fee	25 cents per payment
TSB Bank Security Token	$25
TXT Alert	20 cents per one-way text message (Your service provider will charge per message sent, from which TSB Bank receives a commission.)
Email Alert	Free for the first 10 in a calendar month. (10 cents per email message after that, within the same calendar month)
Push notification	free

Effective 22 June 2012.18 June 2009 Accounts and Services fees are subject to change without notice.