Foreign Exchange Fees Bank sales of Foreign Currency Cash 1% NZD value Minimum charge NZD $5.00 Bank Drafts – Issue NZD $20.00 (Other bank fees may apply¹) Bank Drafts – Stop and re-issue (if required) NZD $30.00 Travellers Cheques 2% NZD value Minimum charge NZD $5.00 (Overseas commission fees may apply¹) Bank purchase of Foreign Currency Cash: Deposited into TSB Bank account Free Exchange for NZ cash NZD $5.00 Travellers Cheques NZD $2.00 per transaction Foreign Cheques Under NZD 25,000 NZD $2.00 per cheque (Other bank fees may apply¹) Over NZD 25,000 sent for collection NZD $25.00² per cheque (Other bank fees may apply¹) Cheque sent for collection NZD $25.00² per cheque (Other bank fees may apply¹) Dishonoured Foreign Currency Cheques NZD $25.00 Foreign cheques purchased back at current exchange rate (Other bank fees may apply¹) Telegraphic Transfers Outward Telegraphic Transfers NZD $25.00 (Other bank fees may apply¹) Telegraphic Transfer Investigation Fee NZD $25.00 – Outbound only (Other bank fees may apply¹) Inward Telegraphic Transfers NZD $25.00² (Charged by the NZ receiving bank, not TSB Bank. Other bank fees may apply¹) Foreign Currency Account (conditions apply)² Establishment Fee Free Maintenance Fee NZ $10.00 per month per account (Debited from your nominated TSB Bank account) Deposits: From a TSB Bank Account Free Foreign Cheques and Travellers Cheques NZD $25.00 (Other bank fees may apply¹) Foreign Cash 1% of value Minimum charge of NZD $5.00 Inward Telegraphic Transfer NZ $10.00 equivalent in the currency of the account (Other bank fees may apply¹) Withdrawals: To a TSB Bank Account Free Telegraphic Transfer NZD $25.00 (Other bank fees may apply¹) International Bank Draft NZD $20.00 (Other bank fees may apply¹) Travellers Cheques 2% of value Minimum charge of NZD $5.00 Foreign Cash 1% of value Minimum charge of NZD $5.00 Cash Passport™ Issue 1% of NZD value Minimum charge NZD $10.00 Reload 1% of NZD value Minimum charge NZD $10.00 Cash out fee NZD $10.00 Terms and Conditions For all other fees and charges, please refer to the Cash Passport™ MasterCard® prepaid currency card booklet. Effective 1 November 2014. ¹Other banks or third parties may also charge or deduct commission, fees or other charges for any services or currency transactions specified herein. Such charges or costs are the customer’s responsibility and will be deducted from the currency transaction amount. ²TSB Bank Terms and Conditions apply. Any currency conversion shall be made using TSB Foreign Exchange’s prevailing rate of exchange (which includes a currency conversion commission) for that currency. TSB Bank Ltd accepts no liability for losses suffered as a result of it converting currencies, and any transaction exchange risks from the conversion of currencies are the responsibility of the customer. TSB Bank Ltd accepts no liability for any losses suffered of claims made by any party whatsoever as a result of any delays, non-receipt or misapplication of any foreign currency transactions or services specified herein. Additional commissions on the bank selling rates and cash handling fees apply. Cash Passport™ MasterCard® is an unsecured debt security issued by Travelex Card Services Limited, a member of the Travelex group. Cash Passport™ MasterCard® is not guaranteed by any member of the Travelex group or any other entity. A prospectus is available free of charge from www.cashpassport.co.nz MasterCard® and the MasterCard® Brand Mark are registered trademarks of MasterCard International Incorporated. For additional information, including what currencies are available and commission charges, please contact TSB Bank.