Apply for a Home Loan
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To get started, there are a few things we'll need from you to apply for a home loan with us. These are listed below - please take some time to collate these, and send these together with your application, or drop them in to your nearest branch.
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Completed Loan Application, Personal Circumstances & Loan Application Authorisation forms.
A copy of the Sale & Purchase Agreement.
Either a Rates Notice showing the Government Valuation or a Registered Valuer's Report that's no more than three months old.
A copy of recent bank statements or pay slips to show your household income (or copies of your last two financial statements if you're self-employed).
If you're building, a copy of the plans and specifications plus the Registered Valuer's Report and a builder's pricing contract.
Identification documents listed below (if you are a new customer).
You will need to complete additional documentation to apply for this loan. Please contact us directly.
To comply with the Anti-Money Laundering & Countering the Financing of Terrorism Act 2009, all new customers must provide us with documentation to verify their identity.
A certified copy of (or an original if you’re visiting a branch):
a primary identification document OR
a combination of one secondary photo & one secondary non-photo identification; OR
a NZ driver's licence and one supplementary identification document
Proof of your residential address, showing your surname and at least the initial of your first name (eg J Smith)
Trusts will need to supply the above information for each Trustee and Signing Authority, as well as a copy of the Trust Deed.
ID required for Personal Accounts
ID required for Trust Accounts
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